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Overview

Who Should Attend: Underwriters, reinsurers, actuaries, agents

Description: If you’ve ever played two truths and a lie, it can be a fun ice-breaker to get to know people. At the end of the game, players all self-identify their lies. But when the stakes are higher as they are in the risk assessment process, how can you better identify lies and omissions in an applicant’s application? And how often does it happen?

In a recent study conducted by ExamOne, nearly 21 percent of life insurance applicants who used tobacco, denied use at the time of a urine collection.

Join us as Betsy Sears, Executive Vice President Laboratory and Strategy, walks us through some of the facts that are commonly omitted from a life insurance application. From diabetes to Hepatitis C, Betsy will reveal where we see some of the highest applicant nondisclosure rates and what insurers can do to protect their bottom line.
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